Turn Clicks to Loans on CreditYelp!

Only 3 Easy Steps to Get Your Loans Online

Submit Online

Fill out the simple form, and we will instantly connect you with reputable direct lenders.

Accept an Offer

Lenders will return you the customized offers. Compare their offers and e-sign your loan documents.

Get Your Money

Cash deposit to your Bank Account. Transaction finalizes as fast as an hour for Qualified Bank Accounts.

Why Choose CreditYelp for Online Loans?

CreditYelp is the ultimate solution to fulfill your short-term financial demand. Check out our advantages below.


Satisfied borrowers


Lenders approval rate

Over 4K

Network lenders


Funded loans

Affordable interest rates

CreditYelp helps you select qualified lenders with competitive interest rates among all lenders in the market. We aim to show you more favorable lenders and share the special offer timely depending on your situation. Avoid the rates on the ceiling but shop those on the floor by staying with CreditYelp.

Quick funding

CreditYelp commits to helping you get instant, rapid, or same-day loans. We have a fast and easy process to help you get the cash you need as soon as possible from the lenders. We aim to ensure you have the financial assistance you need to meet your immediate monetary needs.

Bad credit considered

A credit score is one of many factors when evaluating your loan request. Luckily, CreditYelp has a strong network of various lenders and loan providers who can provide loans at a relatively high success rate across the loan industry. You can make the first step to achieving your long-term financial goal via CreditYelp now.

Convenience & availability

You can submit your information 24x7 online. Our lenders will deposit the funds online during regular business hours if you accept an offer. CreditYelp simplifies the whole process into three easy steps to ensure you get your funds on time. This quick and easy process lets you focus on the things that matter most.

Explore Other Online Loan Options Now

Payday Loans

Need a small loan borrowed for a short period, only use it until the next payday? A payday loan is what you need without any collateral. We can help you seek quick, easy, affordable loan options in the network of CreditYelp.

Bad Credit Loans

It's not the end of the world, even if you have bad credit scores. There are bad credit loans specifically designed for people with less-than-perfect credit histories. Soft credit check only.

Installment Loans

Too stressed to buy expensive commodities in full? Installation loans can help reduce your anxiety. You want to use your money for other immediate needs but still enjoy life. Pay a portion of the total amount today and manage your finances smoothly.

online loan credit cardg
Credit Cards

Credit cards make it easy to make purchases and pay for expenses, and using a credit card helps you build and improve your credit score. CreditYelp offers various credit card recommendations based on your specific needs and goals. Whether you are looking for a credit card with better rewards, lower interest rates, or more reasonable terms, we can always find a better one.

Frequently Asked Questions

  1. 1. How much money can I borrow?

    The maximum amount you can borrow as a short-term loan depends on state laws. In some states, short-term loans (aka payday loans) are forbidden, while in others, they are allowed, but the maximum amount is limited. Besides state laws, other factors may affect the terms of your loan.

  2. 2. Can I get a payday loan with bad credit?

    Yes. A credit score is just one factor that is being considered when evaluating your loan request. A title loan is a popular choice among borrowers with bad credit scores since credit scores do not matter to title loan lenders.

  3. 3. Can I borrow money with no credit check?

    If you want to avoid any credit checks, then a title loan is your best option since your vehicle is used as collateral and no hard credit checks are being made.
    If you choose to take a payday loan or an installment loan, then each lender performs a soft credit check which does not impact your credit score. However, some lenders might perform a hard credit check with any of the three major credit bureaus (Transunion, Experian, and Equifax) that may affect your credit score.

  4. 4. Can I get a loan if I am unemployed?

    Yes, you still may get approved for a loan if you are unemployed but have a valid income source.

  1. 5. Does CreditYelp charge for its service?

    No. Using the CreditYelp website is totally free. It does not cost anything to use the application form to reach out to our network of lenders and get loan offers from them. CreditYelp.com may receive compensation from the lenders for successfully issued loans, but this does not affect the final cost of the loan for the borrower.

  2. 6. What do I need to apply for a loan online?

    First, you must make sure that payday loans are legal in your state. Secondly, make sure that you meet the general requirements:
    You must be at least 18 y.o. or of legal age in your state; You must have a valid government-issued photo ID; You must have an income source and be able to prove it; You must be a resident of the state you choose for your loan application; You must have an active checking or savings account; You must have an active email address and a phone number.

  3. 7. Do I need collateral to apply for a payday loan?

    No. A payday loan is an unsecured loan that requires no collateral and is supported only by the borrower's creditworthiness, such as payday loans or installment loans, while secured loans require collateral. Car title loans or pawn loans are good examples of secured personal loans.

  4. 8. Can I request additional funding (borrow more money)?

    State laws regulate the maximum amount that you can borrow. If you haven't reached your maximum, then the lender might be able to offer you another loan. Please refer to your agreement with the lender and contact the lender if needed.

Find Payday Loan Store by State

It's important to note that state-specific lending laws & regulations can vary. CreditYelp has the necessary expertise to guide you in finding the lender that best fits your needs. Please choose your state from the list.

With CreditYelp, You’ll always make smart Choices.

Never settle for those undesirable payday loan offers! Get yourself a favorable, professional, free quote from CreditYelp today!

article image